Customised Insurance Programmes

Insurance for workers, tenants, travellers and members

QY Venture designs, distributes and supports customised insurance programmes for your workforce, residents, travellers and member communities. Working with appropriately licensed insurers, brokers and programme partners, we align cover, pricing and service to your use cases. We embed enrolment, payments and claims into your platform, and provide contact centre and back‑office operations across Southeast Asia to scale safely and compliantly.

Insurance for workers, tenants, travellers and members

Business outcomes

Designed around your community and commercial goals

Tailored cover and pricing

Structure worker, tenant, travel and member protection to real risks, benefits and budgets—by cohort, location or usage.

Embedded and white‑label distribution

Offer opt‑in or bundled plans inside your app, workflow or property journey, with API, hosted checkout or white‑label pages.

Fast claims and member support

Omnichannel FNOL, status updates and issue resolution via our contact centre and back‑office, under insurer‑approved SLAs.

New revenue and retention

Create programme revenue with compliant commercial models while improving stickiness, activation and NPS.

Our approach

From concept to execution

Discovery and feasibility

Assess your community, markets and objectives. Map regulations, data flows and success metrics.

Programme design and partner sourcing

Co‑design benefits, pricing and servicing. Source licensed insurers, brokers and administrators.

Compliance, agreements and build

Secure approvals, product filings and contracts. Build enrolment, billing and claims integrations.

Launch, support and optimisation

Pilot, train teams and go live. Operate customer support and continually optimise cover, uptake and loss ratios.

Frequently asked questions

What businesses need to know

Are you an insurer?

No. QY Venture is not an insurer. We design and manage programmes in collaboration with appropriately licensed insurers, brokers and programme partners.

How is pricing determined?

Pricing depends on risk profile, benefits, geography, limits, deductibles and volume. We source quotes from licensed partners and structure plan options to fit your cohorts and budget.

Who handles claims and customer service?

Claims are adjudicated by the appointed insurer/TPA. We can provide FNOL intake, status updates and issue resolution via our contact centre and back‑office, under agreed SLAs.

How long to launch a programme?

Simple distributions in one market can launch in 6–12 weeks; multi‑country or regulated product filings take longer. Timeline depends on partner selection, approvals and build scope.

Insurance products are underwritten and distributed through appropriately licensed insurers, brokers and programme partners. QY Venture's role depends on the structure and regulatory requirements of each programme.

Discuss your customised programme

Send us your community profile, markets, desired benefits and target launch date. We’ll respond with a feasibility view and next‑step recommendations.

Start a discussion